When you are in a motorcycle accident with another vehicle, you’ll have plenty to do. You may be working on receiving medical help, getting your bike fixed and making phone calls to your insurance company and lawyer. What you don’t need to do is speak with the at-fault driver’s insurance company.
The Insurance Company’s Goal
The end goal of the at-fault driver’s insurance company is to payout as little as they possibly can. In order to do that, a representative may call you quite soon after the accident, offering you a sum of money that could seem large. You may think for a moment that the money could cover your medical and repair costs, but that’s not always the case. There could be unknown circumstances that would require compensation in the future. While the insurance company will make it sound compelling, their goal is to save their company money and avoid going to trial.
What to Do
If the at-fault driver’s insurance company does try to speak with you, all you have to do is refer the representative to your lawyer. It’s ok to be polite and just let him or her know that you would rather your lawyer deal with the offer, but if the phone call gets rude or nasty, just hang up the phone. Getting into an argument often turns to harsh words, which could end up hurting you if you go to court. Simply hang up the phone, call your lawyer and let him or her take it from there.
Any Legal Obligations
If someone tells you there’s a legal obligation for you to speak with the at-fault driver’s insurance company, it’s not the truth. Perhaps your friends or family members genuinely believe it’s true and insist you speak with the company. That’s something the representative may tell you to scare you into accepting an offer and keep you on the phone. If you are in doubt, the best thing you can do is contact your lawyer.
Contacting a Reliable Attorney
After you are contacted by the at-fault driver’s insurance company following a motorcycle accident, get in touch with your attorney right away. Not only can your lawyer deal with the insurance company, he or she can help you file a lawsuit so you can get the compensation you are actually entitled to. When you are in a motorcycle accident, your lawyer should be one of the first calls you make. Contact your attorney today to learn more.
Source: Motorcycle Accident Lawyer Indianapolis, IN, Ward & Ward Law Firm